The government provides the facility of KCC loan to the beneficiaries of PM Kisan, avail benefits like this - Galaxy S News

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Tuesday, 8 June 2021

The government provides the facility of KCC loan to the beneficiaries of PM Kisan, avail benefits like this

 New Delhi, Business Desk. The Modi government also provides loans at affordable rates to the beneficiaries of PM Kisan Samman nidhi Yojana. This loan is available on Kisan Credit Card (KCC) made under Atmanirbhar Bharat Yojana. The government had directed to include every farmer in this scheme last year. After this, banks and other institutions linked the KCC scheme with the Pradhan Mantri Kisan Samman Nidhi Yojana for farmers taking loans. Due to this farmers are getting loans on easy installments and low interest. If you are also a beneficiary of PM Kisan, then you can take advantage of this scheme.




These documents will be required


The form of Kisan Credit Card is given on the website of PM Kisan Scheme, PMkisan.gov.in. There is a clear instruction in this that banks can give loans by taking only 3 documents. Aadhaar card, PAN and photo are required to make KCC. Along with this, an affidavit has to be given, in which it has to be told that the loan has not been taken from any other bank.



These banks give Kisan Kisan Credit Card


Farmers who want to make KCC Co-operative Bank, Regional rural bank, National Payments Corporation of India, State Bank of India (SBI), Bank of India India (Bank of India) and Industrial Development Bank of India (IDBI).

process


Firstly visit pmkisan.gov.in to download KCC form. Download KKC Form option is given on the right side of the form tab in the website. Print the form from here and submit it to the nearest bank. The government has kept the validity of the card for 5 years.


Loan up to three lakhs


Farmers are given loans up to Rs 3 lakh on KCC. The interest on the loan is 9 percent, but the government gives 2 percent subsidy on KCC. With this, the farmer gets a loan on KCC at 7 percent interest rate. If farmers repay the loan ahead of time, then they also get a rebate of up to 3 percent on interest. That is, the total interest is only 4 percent.

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